Benefits Of Personal Loan From Bajaj Finserv

Personal loan is an unsecured financing option which can be taken without pledging any collateral/ security/ guarantor for it. Today, leading NBFCs such as Bajaj Finserv offer lucrative personal loan offers for individuals of every walk of life.

As a loan seeker here are some of the benefits of personal loan you must know –

Bajaj personal loan is considered India’s fastest loan with instant online approval and quick disbursement for eligible applicants. It offers a high value loan amount of up to Rs. 25 lakhs with flexible repayment tenure of 12 to 60 months at affordable rate of interest.

The loan can be taken by applicants who do not have any fixed asset such as a property to secure the loan. It is available on a simple-to-meet eligibility criteria which states that –

• The applicant must be between 23 to 58 years of age.
• They must have a stable source of income with an MNC, private or public sector.
• Having a good credit score of 750+ or more is important too as this being an unsecured loan lenders need surety that the borrower has reliable past payment history.

Applicants can directly apply for the loan by filling up an e-form available at the lender’s official website. This is a simple, fast and self-dependent process and can be completed with minimum paperwork.

While, applying for the loan applicants can check pre-approved offers designed as per their individual profile after submitting their documents.

In addition, loan seekers can opt for Flexi Loan facility. It is a unique feature which lets you withdraw as per your needs from the personal loan bajaj finserv sanctioned on a daily basis. Interest is charged on these daily withdrawals only which helps to lower the EMIs by upto 45% and easily manage the expenses.

 

Know the Features And Benefits of Bajaj Finanace Personal Loan

Personal loan Bajaj Finserv is an unsecured financing option which can be obtained without having to pledge any collateral/ security/ guarantor. It can be used to cater to a host of financial obligations as lenders do not scrutinize the usage of the loan.

But before you apply for Bajaj Finance Personal loan it is advised to research the various lenders in the market today and then pick the offer which matches your interest. It also must be noted that leading NBFCs high-value loan up to Rs. 25 lakhs, on flexible tenure of 12-60 months on affordable rate of interest. You can easily apply for the loan online by filling out an application form on the lender’s official website. Upon verification, you can enjoy instant approval and quick disbursement.

• Minimum documentation required at the time of applying for Bajaj personal loan.
• Instant approval upon verification of basic documents.
• Quick loan disbursal with money in bank in just 24 hours upon approval.
• Flexible repayment tenure – from 12 months to 5 years so you can easily pay off the personal loan Bajaj.
• Exclusive pre-approved offers available to new borrowers as well. To know more about them talk to your Relationship Manager.
• Line of credit facility – pay up to 45% lower EMIs and it lets you borrow as per your requirement from the loan amount sanctioned. Interest is charged on these daily withdrawals which helps to lower EMIs and better manage your finances.
• No collateral needed as it is an unsecured loan.
• Easily apply online by filling up an online application form.

How a Personal Loan for Travel can Help You

You need not postpone your long-awaited wish of taking a solo vacation to your favourite destination due to the shortage of money.

If you are a salaried professional with a strong CIBIL score and have a consistent employment history, you can easily fund your next trip with a personal loan.

Leading banks and non-banking financial companies (NBFCs) provide a convenient financial product in the form of the personal loan for travel to help you meet your needs.

The personal loan for travel is designed to help you embark on your dream vacation without worrying about the costs. You can get a higher loan amount of up to Rs.25 lakh at a lower interest rate along with a wider tenor and fund your travel easily. Here are some benefits you can avail when you apply for a personal loan for travel.

1. Higher loan amount of up to Rs.25 lakh

With an amount as high as Rs.25 lakh, you can easily take a trip to exciting destinations  like New York, Japan, Australia, Croatia, Budapest, Greece, Russia, Switzerland, London and more.

2. Enjoy flexi personal loan advantages

You are free to withdraw an amount out of your sanctioned personal loan for travel limit and pay only the interest as EMI on the withdrawn amount. The rest of the money gets settled after the end of your loan tenor. With this, you can enjoy more by paying 45% lower EMIs when applying for a personal loan for travel from online lenders.

3. Instant approvals

Your plan for the vacation need not wait for ages as you can get your loan application approved within 5 minutes.

4. Money in your bank in just 24 hours

Once your application gets approved, you can easily get your desired personal loan for travel money credited into your bank account within 24 hours of approval.

5. Negligible documentation

Since a personal loan for travel is a collateral-free loan facility, you need not provide a lengthy list of documents to get the loan approval. Once you submit your KYC details along with the salary slips and bank account statements, you are good to go.

6. Wider tenor to help you pay smaller EMIs

You can also opt for a flexible repayment loan duration ranging between 12 months and 60 months to spread the cost of the loan and repay in smaller EMIs.

7. Online account management

With everything traceable online, can the personal loan for travel be behind? You can track the progress of your personal loan for travel online via the digital customer portals of your lenders. Like this, you can access your loan account right from anywhere and 24/7.

Why wait when you have so many travel destinations in your bucket list? Avail a personal loan for travel online and make the most of your holiday.

Bajaj Finserv also offers some pre-approved offers on personal loans and other financial products to help you save time. You can check your pre-approved loan offer after entering your basic details and get instant financing.